About Cleer Money

The company behind the app

Cleer Money is built by Cleer Co Pty Ltd, an independent Australian company registered in June 2026 in Maroochydore, Queensland. We are a small, self-funded product team, not a bank and not owned by one.

Cleer Co Pty Ltd
ABN: 67 699 655 948
ACN: 699 655 948
Maroochydore QLD, Australia

Budgeting loses most people

Most budgeting tools fail for the same reason: the upkeep. Planning every category, then recording and reconciling spending, is work that few people sustain. We wanted something that asks almost nothing of you and still changes how you see your money.

So we built Cleer Money around a single habit. Connect your Australian bank through the Consumer Data Right, then sort each transaction into a want or a need with a swipe. That is the whole idea, and you can read it in full in the money awareness method.

One tool, done simply

Cleer Money connects to Australian banks through Open Banking via our Consumer Data Right partner Fiskil, imports your transactions automatically and turns each one into a want or need decision. Insights then show your want and need split, weekly patterns and top merchants. There are no budgets, no spreadsheets and no product offers.

See how it compares with the other options in budgeting alternatives in Australia.

Subscriptions and only subscriptions

Cleer Money is funded by subscriptions alone. We do not sell your data, show ads or refer you to lenders. Your banking data is used for one thing: showing you your own spending. Access is read-only, so the app can never move your money, and you can withdraw consent at any time. The detail is in our Privacy Policy and CDR Policy.