How it works Features Pricing Coming Soon on iOS
Coming soon to iOS

Finally know your
wants from your needs

Cleer Money connects to your Australian bank account and turns every transaction into a simple swipe — Want or Need. No budgets. No spreadsheets. Just clarity.

Coming Soon on iOS See how it works →
9:41 ●●●
CleerMoney
🛒
Woolworths Today -$94.50 Need or Want?
🔥 4 week streak
$340 saved this month

Built for Australians — using open banking

How it works

Three steps to
financial clarity

No complex setup. No manual entry. Just connect, swipe, and understand your spending like never before.

🏦
1

Connect your bank

Link your Australian bank account securely through Open Banking (CDR). Cleer Money is read-only — we can never move your money.

👆
2

Swipe to categorise

Transactions appear as cards. Swipe right for Need, left for Want. It takes seconds — and builds a picture of your spending habits over time.

📊
3

Get clear insights

See exactly where your money goes — by category, by week, by pattern. Set targets and track whether you're on pace to meet them.

Features

Everything you need.
Nothing you don't.

🔗

Open Banking

Connect major Australian banks securely via CDR. Transactions sync automatically — no CSV exports, no manual entry.

🎯

Spending Targets

Set monthly limits per category. See a daily burn rate and end-of-month projection so you can course-correct before it's too late.

📈

Insights that actually mean something

Weekly breakdowns, your busiest spending day, most frequent merchants, want pace per day, and your longest no-discretionary-spend streak. Data that changes behaviour.

WEEKLY BREAKDOWN
W1 W2 W3 W4
🔥

Streak Tracking

Build a weekly habit. Your streak grows every week you review transactions. Milestones, personal bests, and shareable cards keep you motivated.

↩️

Undo & Smart Rules

Accidentally swiped wrong? Undo your last decision instantly. Set smart rules to auto-categorise recurring merchants like Netflix or Woolworths.

Early adopters

What our early users had to say

★★★★★

"I had no idea how much I was spending on linen until Cleer showed me it was $80 a month. Seeing it as a Want really hit different."

F
Finn C.
Sydney, NSW
★★★★★

"The swipe mechanic makes it feel like a game. I actually look forward to reviewing my transactions now. Never thought I'd say that about budgeting."

N
Nathan B.
Melbourne, VIC
★★★★★

"Finally an app that doesn't require a finance degree. Connect your bank, swipe through your transactions, done. My partner uses it too now."

M
Mike H.
Brisbane, QLD

Pricing

Simple, transparent
pricing

Start free. Upgrade when you're ready for the full picture.

Cleer Lite

Free

forever

  • ✓ CSV import
  • ✓ Swipe to categorise
  • ✓ 1 Spending target
  • ✓ Streak tracking
  • — Bank connection
  • — Spending targets
  • — Full insights
Get started free
Most popular

Cleer Pro

$6.99

per month · or $69.99/year

  • ✓ Everything in Lite
  • ✓ Bank connection (CDR)
  • ✓ Unlimited history
  • ✓ Unlimited Spending targets
  • ✓ Full insights & patterns
  • ✓ Smart Rules
  • ✓ Up to 2 banks
Start free trial

Add a 3rd bank connection for $2.99/month · Cancel anytime · No lock-in contracts

Your spending is trying
to tell you something.
Are you listening?

Join Australians building healthier money habits — one swipe at a time.

Coming Soon on iOS — Free Learn more →