Built for Australians · Open Banking (CDR)
Finally know your wants
from your needs
Cleer Money connects to your Australian bank account and turns every transaction into a simple swipe: Want or Need. No budgets. No spreadsheets. Just clarity.
Free to start · Pro from $6.99/month
Private by design, built on Australia's Consumer Data Right
How it works
Four steps to financial clarity
No complex setup. No manual entry. Connect once, then a few swipes a week keeps your whole money picture clear.
Connect
Link your Australian bank securely through Open Banking (CDR) via Fiskil. Access is read-only, so Cleer Money can never move your money.
Categorise
Transactions sync and sort themselves into categories automatically: groceries, transport, streaming and more. No CSVs, no data entry.
Swipe
Each transaction becomes a card. Swipe right for Need, left for Want. It takes seconds and slowly rewires how you see your spending.
Understand
Insights show your Want/Need split, weekly patterns, top merchants and month-end forecast: the numbers that actually change behaviour.
Try it yourself
Want or Need? You decide.
This is the whole app in one gesture. Swipe or tap each purchase the way you would in Cleer Money — no sign-up, right here in your browser.
Swipe the card, tap a button, or use your ← → arrow keys.
Features
Everything you need. Nothing you don't.
Open banking connection
Connect major Australian banks through the Consumer Data Right, the open banking framework regulated by the ACCC. Transactions sync automatically, and you can withdraw consent at any time.
The Want/Need swipe
The five-second habit at the heart of Cleer Money. Reviewing each purchase as a Want or a Need builds awareness that a budget spreadsheet never will, and Smart Rules auto-categorise the merchants you see every week.
Insights that mean something
Your Want/Need split, weekly breakdowns, busiest spending day, top merchants, savings rate and a month-end forecast. Set spending targets and see whether you're on pace before the month gets away from you.
Privacy-first, by design
Your banking data is used for one thing: showing you your own spending. We never sell it, never use it for advertising, and never see your bank login. Delete your account and your data goes with it.
Pricing
Simple, transparent pricing
Start free. Upgrade when you're ready for the full picture.
Cleer Lite
Free
forever
- CSV import
- Want/Need swipe
- 1 spending target
- Streak tracking
- Bank connection
- Full insights & Smart Rules
Cleer Pro
$6.99
per month · or $69.99/year (save ~17%)
- Everything in Lite
- Automatic bank connection (CDR)
- Unlimited history & spending targets
- Full insights & charts
- Smart Rules & custom categories
- Weekly money summary
Cancel anytime in your Apple ID settings · No lock-in contracts · Prices in AUD
Your spending is trying to tell you something.
Are you listening?
Cleer Money is launching on iOS soon. Join the waitlist and be the first to know the moment it's live.
No spam — just one email when we launch. Unsubscribe anytime.